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- 🥜 Alarm Sounded
🥜 Alarm Sounded
PLUS: Bitcoin mortgage?
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What we’ve cooked up for you today…
🏦 Bitcoin mortgage?
🚨 Chamath sounds the alarm
💎 Unshaken
💰 And more…
Prices as at 3:40am ET
BITCOIN MORTGAGE? 🏦
BREAKING: US housing regulator to study use of crypto holdings in mortgage qualifications
It’s happening.
For the first time ever, a major U.S. housing regulator is asking the question:
Should Bitcoin help you buy a home?
FHFA Director Bill Pulte says the agency is now studying how crypto holdings could factor into mortgage approvals.
That means Bitcoin - and potentially other digital assets - could soon count toward qualifying for a loan.
Unfortunately Pulte didn’t outline specifics…
No timeline, no technical framework - just one clear signal:
Crypto is getting closer to the core of American finance.
And this isn’t coming from some passive policymaker.
Pulte is a true believer - holding up to $1 million in Bitcoin and Solana, with stakes in MARA (Bitcoin miner).
Appointed by Trump and sworn in this March, he now oversees Fannie Mae, Freddie Mac, and 11 Federal Home Loan Banks - the foundation of America’s mortgage system.
Right now, the only way to “use” crypto in a mortgage application is to convert it to USD and hold it in a regulated account.
That rulebook may be about to change.
The Bottom Line
Bitcoin isn’t just shaking up markets anymore. It’s now knocking on the doors of middle-class wealth.
And if the FHFA moves forward, Bitcoin could officially become a tool to build the American dream.
This isn’t just adoption.
This is infrastructure. 🏠💰
Where are we in the cycle? 📈
Everyone is asking the same 2 questions:
“Is now the time to buy?”
“When should I sell?”
Crypto Nutshell Pro delivers the answer - every single week.
Our team of full-time on-chain analysts track 10+ critical indicators across:
🌍 On-chain metrics
🧠 Technical signals
📊 Liquidity flows
So you’ll know exactly when to buy.
But more importantly, when to sell.
Here’s what we told members as Bitcoin dipped below $100,000 for the first time in 45 days this week:
“This week’s dip is just noise… The bigger setup is still intact - and strengthening. The real move hasn’t even started yet.”
Bitcoin is now $106,000+.
The final move has begun. Don’t miss what comes next.
For the next 24 hours, we’re opening 15 new spots to Crypto Nutshell Pro.
If you want to stay ahead of the market - and stop guessing - now’s your chance.
👇 Click below to join before the window closes.
First in, first served. (Crypto Nutshell has 95,000+ daily readers - you do the math.)
CHAMATH SOUNDS THE ALARM 🚨
When Chamath talks Bitcoin, smart money listens.
This guy isn’t some hype merchant.
He’s a billionaire who once owned 5% of the entire Bitcoin supply.
In early 2024, he said Bitcoin would be the best-performing asset of the year.
He was right.
Now? He’s once again, sounding the alarm…🚨
So what’s going on?
The U.S. just passed a $1.2 trillion spending bill - the OBBBA.
That’s a massive amount of borrowing.
One of the largest funding packages in years.
And it comes on top of an already $34 trillion national debt.
In plain English?
The government needs cash.
Fast.
But here’s the problem:
Nobody wants to buy the debt.
Not China.
Not Japan.
Not even U.S. banks.
So what happens?
Interest rates must go up.
That’s how the government attracts buyers — by offering bigger returns.
But higher rates = higher risk.
And when that happens?
Big money starts running to safety.
That’s where Chamath comes in.
On the All-In podcast, he broke it down:
“[When interest rates rise] You’ll de-lever from the U.S… You’ll sell U.S. debt… And you’ll own things like gold and Bitcoin.”
Translation?
Big money is rotating out of government bonds - and into hard assets.
Bitcoin is already reacting.
It spiked the moment OBBBA passed.
Just like gold.
Just like Chamath said it would.
And if this rotation is just beginning?
The second half of 2025 is going to get explosive. 💥
UNSHAKEN 💎
Let’s check in on one of our favourite metrics: Bitcoin’s supply last active 1+ years ago.
It’s a simple but powerful signal - tracking how much BTC has remained untouched as a percentage of total circulating supply.
Here’s the logic:
Metrics rising: long-term holders are accumulating coins 📈
Metrics declining: long-term holders are selling coins 📉
Here’s the latest supply breakdown vs. two weeks ago:
🔴 Supply last active 1+ years ago: 62.24% (up from 62.22%)
🟠 Supply last active 2+ years ago: 52.31% (up from 52.16%)
🟢 Supply last active 3+ years ago: 45.02% (up from 44.86%)
🔵 Supply last active 5+ years ago: 30.62% (unchanged)
That means 62.24% of all Bitcoin still hasn’t moved in over a year.
But here’s what matters most:
Every single cohort is growing.
Even during price swings, sell-offs, and fear - the oldest hands are holding tighter.
No panic. No shakeout. No exit.
This is resilience.
Conviction from long-term holders remains unshaken. 💎
CRACKING CRYPTO 🥜
US housing agency FHFA considers digital assets like Bitcoin for mortgage collateral. Digital asset holders could soon see their crypto wealth considered in home loan approvals, easing traditional banking hurdles.
Japan proposes reclassifying crypto, paving way for ETFs and lower taxes. Japan may reclassify crypto under securities law, allowing ETFs and replacing its 55% tax with a 20% flat rate to boost retail and institutional participation.
What Tariffs Will — and Won’t — Change for U.S. Bitcoin Miners. Hashrate growth is going to slow down in the United States. But it won’t be just because of tariffs.
Coinbase aids federal agents in seizing $225 million in 'stolen' crypto, exchange says. Federal authorities called the seizure "the largest cryptocurrency seizure in U.S. Secret Service history."
WHAT WE’RE READING 📚
Want to get even smarter? Check these out.
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Raremints (link) - Daily crypto news
Bitcoin Breakdown (link) - Daily Bitcoin news
Techpresso (link) - Daily tech news and insights
The Hustle (link) - Get Smarter on Business and Tech
Your Next Breakthrough (link) - Personal growth with Mark Manson
The Neuron (link) - AI trends and tools to keep you ahead
CAN YOU CRACK THIS NUT? ✍️
Select your answer below and you’ll be redirected to the results page. (answer explanation can be found after “Meme Corner”)
What major Ethereum upgrade marked its transition from Proof of Work to Proof of Stake? |
MEME CORNER 😂
Because what would the crypto world be without its share of memes?
Trivia Answer: The Merge 🥳
The Merge, completed in September 2022, swapped out Ethereum’s energy-intensive mining for Proof of Stake — cutting energy use by over 99%. ♻️🔌
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DISCLAIMER: The content of this newsletter is not financial advice. This newsletter is strictly educational and is not investment advice. Please be careful and do your own research.
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